Built on bank-grade infrastructure. Trusted with assets that matter.
Asset Card runs on the same financial rails powering the world's largest platforms. Stripe infrastructure, card issuance through Celtic Bank, Member FDIC. Security isn't a feature here. It's the foundation.
The rails beneath every transaction.
Asset Card is built on Stripe and Celtic Bank, Member FDIC, infrastructure trusted by some of the world's largest platforms to move money reliably and securely. Stripe processes over $2 trillion in payment volume annually. Every transaction runs on proven, bank-grade rails designed for global scale, with the uptime and resilience your operation depends on.
Fraud caught before the money moves.
Every transaction is screened in real time the instant a card is used. Unusual patterns are flagged, suspicious activity is held, and you are alerted immediately. Silent protection running in the background on every charge, around the clock.
Every charge, fully accountable.
When something looks wrong, you act in one tap. Asset Card supports full dispute handling on card transactions across three fronts: fraudulent charges, duplicate charges, and transactions you don't recognize. Open a dispute in-app, track it through every stage, and see resolution without chasing a call center.
Fraudulent
A charge you never authorized.
Duplicate
The same charge, billed twice.
Unrecognized
A merchant you don't recognize.
Insured. Protected. Held to bank standards.
All accounts opened through Asset Card are FDIC insured for $250,000 per depositor through our program bank, Fifth Third Bank, Member FDIC. The same protection standard as a traditional U.S. bank account, on regulated infrastructure you can rely on.
* Interested in a higher insurance limit? Inquire with our team.
Your data is encrypted at every level.
All financial data is encrypted in transit and at rest. Card numbers are tokenized and sensitive credentials are never stored in readable form. Your information stays protected at every step.
Access granted only to the right people.
Two-factor authentication and biometrics protect every login. Sensitive actions like outbound transfers, revealing card details, and changing account settings require additional verification before proceeding.
Permissions built around your operation.
Asset Card gives every person on your operation precisely the access they need and nothing they don't. From owners to accountants, every role carries its own permissions for who can approve bills and transactions, view financials, and manage cards. You decide who holds the keys.
| Capability | Owner | Admin | Manager | Accountant | Team Member |
|---|---|---|---|---|---|
| Approve bills | Scope-limited | Configurable | |||
| Approve transactions | Scope-limited | Configurable | |||
| View full financials | Project-level | Limited | |||
| Issue / manage cards | Scope-limited | ||||
| Manage users & roles | |||||
| Outbound transfers | Scope-limited | ||||
| Reconciliation & exports | Scope-limited | ||||
| Billing & ownership controls | Scope-limited |
Owner
Total control. Every approval, every dollar, full ownership and billing authority.
Admin
Runs the operation. Manages users, approves spend, configures controls.
Manager
Acts within the scope you grant, transfers, billing and reporting included. Project-level visibility, full ownership stays with the owner.
Accountant
Full financial visibility for reconciliation, with approval rights you switch on or off.
Team Member
Spends with controls. Initiates, never approves, sees only what they need.