Charter APA. Ready anywhere.
FDIC insured accounts opened in seconds. Same-day wires and global payouts so charter money is never locked up or in the wrong place.
Follow the money, from signature to settlement.
One continuous financial timeline that the guest, manager, captain, and crew can all experience.
Contract signed, account opens
Once the charter agreement is signed, the charter management team can open a new dedicated APA account or fund an existing one.
APA · M/Y SolsticeInitial funding
The broker or owner funds the account by wire or ACH, straight to the charter's very own account with a unique routing and account number. The balance is live and visible to everyone who needs it, so nobody has to guess where the APA stands.
- No fees on incoming transfersEvery dollar the broker sends arrives in full.
- No holds, no blocksThe funds are available the moment they land.
- Multi-currency acceptedFund in EUR, GBP or USD, held US-side.
Cards issued to crew, control from anywhere
Issue Visa cards to the captain and crew in seconds. Set per-card spend limits and merchant locks so each card spends only where you allow.
Real-time spend tracking
Every swipe posts instantly. The captain sees the running balance and the broker sees the burn rate, so nobody waits for a paper reconciliation at the end of the trip.
Guest portal access
Give the charter guest secure portal access. They watch their APA spend like a luxury hotel folio, top up instantly for an extra night or a last-minute excursion, and pull a statement any time.
- Beach club, Porto Cervo$2,480
- Provisioning, fresh$1,140
- Fuel, Marina di Olbia$8,900
- Excursion, private guide$1,650
- Dom Pérignon 2013× 2$640
- Cohiba Behike 56× 1$420
- Watersports fuel20 gal$160
Settlement and close
When the charter ends, settlement is automatic. Unused funds are returned, the full statement is finalized, and the management team can begin prepping the next charter before the current guests even step off.
One charter, one account, every dollar visible.
- ✓A separate, fully funded account for each charter
- ✓Live expense tracking, with a client view for guests
- ✓Physical and virtual cards, plus an onboard POS till
- ✓A final statement that is ready the day the charter ends
The APA, before and after Asset Card.
- A dedicated account per charterFunds loaded and ready before the first guest steps aboard.
- A live balance the guest can seeA real-time folio they can read and top up in a tap.
- Settlement that closes itselfThe final statement is ready the day the charter ends.
- Cards with real controlsPhysical and virtual cards issued to crew in seconds, with limits.
- US-regulated and FDIC insuredSame-day wires and global payouts, never in the wrong place.
- Shared accounts and cash floatsAPA money mixed with the boat's operating cash.
- No visibility for guestsA spreadsheet emailed days or weeks later, if at all.
- Reconciliation after the charterSettlements that drag on for months.
- Personal cards and receiptsCrew out of pocket, chasing a shoebox of paper.
- European banking and FX bleedSlow wires and a spread on every conversion.
A real account, with real protection.
U.S.-based support
Real people on U.S. hours, for every banking need.
FDIC insured to $250K
Funds are held at our partner bank and insured up to $250,000.
Highest-tier fraud detection
Every transaction is screened in real time.
Instant alerts
Know the moment a card is used, by push notifications, SMS or email.
The whole charter, in your pocket.
Issue cards, load the advance, capture receipts and approve spend from the helm or the dock.
Run your next charter on rails.
One account, full control, complete transparency, from signature to settlement.