Load fees
$0
A busy charter boat can pay more than $25,000 a season just to load its APAs. On Asset Card, loading costs nothing.
The most reliable APAon the water.Live
Each charter vessel gets issued multiple accounts so one charter can run and one can prep with no fund overlaps.
M/Y Solstice · Charter APA
Day 1 of 7 · Nassau · Embark
$0 spent of $450,000
The APA built forbrokers
One charter, start to finish
Follow one seven-night charter on M/Y Solstice, from the broker's first text to the final statement.
01Signed
The broker confirms the charter and the client wires the APA straight to the charter's own Asset Card account.
SSophieCharter brokerCaptain LucaM/Y SolsticeL
Today 9:12 AM
02Funded
The APA lands the same day in the charter's own US account. Nothing is locked up for compliance and there is no fee to load it.
Incoming wireIn transit
$450,000.00
From the client, via the broker → M/Y Solstice APA ···· 4827
Sent10:02Received·Available·
10:020 min in transit
Same dayNothing held for compliance$0 load fee
Available now · M/Y Solstice APA$0.00
It's in. 29 minutes, and all of it is available.
03Budget and cards
Split the APA into a charter budget, then give every crew member an instant virtual card with its own limit. Order physical cards whenever you want them.
Charter budget$450,000
Fuel$260KProvisions$65KExperiences$50KDockage$45KComms$10KContingency$20K
Issuing…CaptainCaptain···· 0612$150KlimitIssuing…ChefChef···· 1186$60KlimitIssuing…Chief stewChief stew···· 2240$40KlimitIssuing…Chief engineerChief eng.···· 3391$50KlimitIssuing…BosunBosun···· 5519$15KlimitIssuing…Second stew2nd stew···· 6074$10KlimitIssuing…Sous chefSous chef···· 8115$10KlimitIssuing…Second engineer2nd eng.···· 9038$10KlimitIssuing…DeckhandDeckhand···· 7742$5Klimit0 of 9 virtual cards live
04Provisioning
The chef at the market, the chief stew at the wine shop, the captain at the fuel dock. Each tap is coded to the charter with its receipt.
Solomon's Fresh Market
$18,640.00
Tap cardApproved
···· 1186Julien MoreauChef
ASSET CARDnowJulien Moreau paid $18,640.00 at Solomon's Fresh Market
Coded 6500 · ProvisionsAIReceipt
Chef card ···· 1186 · M/Y Solstice
05On charter
Dockage at Highbourne Cay, the swimming pigs at Staniel Cay, a provisions top-up at Compass Cay, dinner at the yacht club. Every charge lands coded, with its receipt, while the guests are still at the table.
Live spend · M/Y Solstice
Rubis marine fuel, NassauCaptain card · Nassau6100 · Fuel$66,000- Bristol Wines and SpiritsChief stew card · Nassau6510 · Wine and spirits$21,600
- Solomon's Fresh MarketChef card · Nassau6500 · Provisions$18,640
- Guests embark, 4:00 PMTwelve guests · Nassau
Charter to date$106,240
06Settled
The final statement builds itself from every coded charge and receipt. Approve the crew gratuity and send the balance back to the client the same afternoon.
M/Y Solstice · Final APA statementSeven nights, Nassau and the ExumasBuilding…- Fuel$255,690
- Provisioning and bar$60,240
- Excursions and experiences$45,650
- Dockage and port fees$40,800
- Communications and other$9,200
Spent$411,580
APA received$450,000
Left over$38,420
Crew gratuitySplit across nine crew cards$20,000Approve
Back to the clientBy wire, same afternoon$18,420Approve
Every receipt attached · shared with the broker and the client
07Closed
No spreadsheet, no month of reconciling, no back and forth over receipts. Just the same account, ready for the next charter.
SSophieCharter brokerCaptain LucaM/Y SolsticeL
Today 4:48 PM
How Asset Card differs
Onboarding
Day one
Your account is set up and every crew card is issued right away, so the first charter isn't waiting on paperwork.
Support
US team
A designated US support team for fraud, declines and anything else that comes up mid-charter. A person picks up.
Reporting
Live
Receipts are collected as the crew spend, and every transaction shows live on your phone and desktop. The statement is done when the charter is.
Try the difference on one charter. If you don't like it, we'll waive the fee.
What we keep hearing
A vendor's bank details changed by email and the payment went straight through. Nobody called to check.
Paraphrased from our conversations with yacht managers, charter brokers and captains, and from public reviews of other platforms.
What customers say
Don't take our word for it.
What we do about it
You told us the problems. Here is our answer.
01 Support
When you call, someone answers.
US-based, staffed by people who know yachting. A dedicated line, not a ticket queue and not a chatbot.
+1 561 946 5063Asset Card support
Incoming call…
1:07 AMRinging
Live transcript
Captain · M/Y Solstice
There's a charge on the APA card I don't recognize.
Asset Card
I see it. $8,420, unknown vendor, held before it went through. That card is frozen.
Captain · M/Y Solstice
Thank you. Guests board at nine.
Asset Card
A new virtual card is live in your wallet. You're covered.
Card frozen New virtual card issued
02 Fraud prevention
No single message can move money.
One-time codes, Face ID and a second approver stand between a convincing email and your funds.
How security works84291
One-time code
Sent to a verified device
Verified
Face ID
On outbound transfers
CM Charter managerWaitingApproved
OW OwnerWaitingApproved
Waiting on approval2 of 2 · Funds released
No one approves alone
•••• 4321 •••• 9087
Bank details changed
Held · Call-back required
03 APA cards
Physical and virtual cards. Every swipe, live.
Each charter gets its own funded account. Funds land the same day, with no load fees.
Follow the money
Virtual
Daniel ReyesSolstice Charter APA
Charter APA · M/Y Solstice Live
Remaining
$157,235
Spent $92,765
Budget $250,000
Yacht Haven Grande
Dockage · Physical ·· 4821
$14,200.00
Gustavia Provisions
Provisions · Virtual ·· 0843
$9,875.00
Island Florals
Guest services · Physical ·· 4821
$1,620.00
04 Reporting
Budget against actual, while the charter is still running.
A view-only login for owners, managers and charter clients. Every transaction lands on its budget line as it happens.
See Yacht ManagementOwner view · Read only Live
Yacht Haven Grande
Dockage and port fees · 12 min ago
+$14,200.00
Budget vs actual
$118,460 of $250,000
Fuel$41,200 / $60,000
Provisions$28,900 / $45,000
Dockage and port fees$22,360 / $35,000
Guest services$26,000 / $30,000
Demo data · for illustration only
Run your next charter on rails.
One account, full control, complete transparency, from signature to settlement.