What the platform pays back.
Every vessel you manage multiplies the transactions your team has to code, match and reconcile. Asset Card removes that work at the source, gives owners their numbers now instead of weeks later, and closes the leak paths on crew card spend. Here is the reasoning, and the math.
The coding burden grows with every vessel
More vessels means more crew cards, provisioning runs, dockage and yard invoices, and every line lands on a purser or accountant to code to the right account. Asset Card codes each transaction the moment it happens, so the pile never forms in the first place.
Reporting now, not later
An owner report that arrives three weeks late is a history lesson. Knowing budget against actual today is what lets you catch an overrun mid-season, settle APAs same-day, and plan the next refit on real numbers.
Trust that keeps the owner
Owners who can see their vessel's spend live stop asking for updates and start extending mandates. Captains and management teams spend their time running the program, not assembling month-end binders.
Tighter controls, less leakage
Per-card limits, merchant locks and live alerts mean a crew card can only spend where you allow. Card misuse and gray-area purchases stop quietly costing the program.
Put your own numbers in.
Slide to your operation's size. The ranges below are estimates built on conservative assumptions, and every assumption is shown, so you can judge the reasoning for yourself.
≈6,000 transactions a year, each costing 3.5 to 6 minutes to code, match and reconcile by hand at a $38–55/hr loaded bookkeeping cost. Auto-coding removes that work at the swipe. Yacht operations mix large yard and fuel invoices with steady card activity; roughly 100 transactions per $100k is typical.
That is roughly 7–12 bookkeeping hours a week back.
Live budget-vs-actual catches drift, duplicate billing and scope creep while they can still be corrected. We estimate 0.20% to 0.60% of annual spend recovered by acting weeks earlier, a deliberately conservative slice of typical overrun rates.
Per-card limits, merchant category locks and live alerts close the common leak paths on team card spend. We estimate 0.05% to 0.20% of annual spend, well below the multi-percent fraud losses reported across industries.
These figures are illustrative estimates, not a guarantee of savings. Every operation is different, and actual results depend on your current process, team and spend mix. What the model highlights is where teams consistently see operational efficiency increase: transaction coding and reconciliation, the speed and confidence of reporting, client transparency, and control over team card spend.
Run the numbers on your operation, live.
Book a short walkthrough and we will map this model to your actual vessels, spend and team, and show you the platform doing the work.
