The true cost of every build · Built for GCs, developers and owners

Understand the true cost of your build.

Stop mixing project funds into one operating pool. Asset Card gives every project its own segregated account, live budget tracking, AI-coded transactions, funding requests and owner-grade reporting — so you see the real cost of every job, in real time.

Per-project segregated accounts
Live budget vs actual · in real time
AIA-style draws + lien waivers
Asset Card physical card
Physical
Asset Card app on iPhone
Asset Card virtual card
Virtual
Trusted by builders
Apex Build GroupHendrick Real EstateCoastal ConstructorsOak Ridge Dev.Cedar IndustrialApex Build GroupHendrick Real EstateCoastal ConstructorsOak Ridge Dev.Cedar Industrial
The Problem

GCs and developers are flying blind.

One operating account, dozens of projects, no clarity on the true cost of any build — that's how the industry has worked. Asset Card replaces that patchwork with a per-project ledger that actually tells the truth.

One operating account. Every project. No clarity on the true cost of any build.

GC operating funds, owner draws, change-order income, subcontractor payments and material deposits all flow through the same account — and nobody can prove which dollar built which job.

Owner draws$2.4M
Subs & materials$1.6M
GC operating$840K
Change orders$420K
All in one account
$5.26M
The Platform

One account per project. Every dollar, traceable.

Asset Card delivers per-project segregated accounts funded directly from your existing bank or the owner — separating GC operating, owner draws, subcontractor pay-outs and retainage into clean, auditable ledgers. Issue controlled Visa® Commercial cards to supers, PMs and subs. Track every dollar live, with AI receipt matching, smart CSI/GL coding and instant ACH/wire transfers.

Yacht Value · Live
$24.8m
+ 1.20% this quarter
LIVE
APA Balance
$1.28m
+ $250,000 today
OPEX MTD
$184k
– 4.1% vs plan
Days Cash
186
Stable

Budget

Live · budget vs actual
Spent this charter
$812,210 / $1,387,000
58.6% utilised
Fuel & Port Fees$432,108 / $554,00078%
+$240/min live posting
Provisioning$214,400 / $412,00052%
+$180/min live posting
Toys & Tenders$98,750 / $320,00031%
+$60/min live posting
Crew Comms & Misc.$66,952 / $101,00066%
+$40/min live posting
The AI agent

Meet Arvis — the AI that runs your project office.

Plain-language access to your entire project ledger. Generate AIA draws and P&Ls, reconcile sub invoices, find receipts, code CSI lines — Arvis handles the office so the super can run the site.

Ask Arvis

Your in-app AI agent for the project office. Pull WIPs, create AIA draws, find sub receipts, reconcile lien-waiver bills — all in plain language.

Ask anything…
Make WIP
Build a WIP package
Pull schedule of values + retainage + change orders straight from the project ledger.
Organise receipt
Upload a receipt
Snap or drop a sub receipt; Arvis matches the transaction and codes the CSI line.
Organise bill
Upload a sub bill
Forward or upload; Arvis extracts vendor, retainage, due date and approval route.
Plan
Forecast project cash
Project draws vs sub payments and flag any month that runs negative.
Live finance tracking

Numbers that actually move. The way a project actually moves.

Watch a real project as it runs: budget ticking down, spend ticking up, transactions posting live, and team invitations flowing in — every component lifted straight from the app.

1432 Palm Ave · OperatingLIVE
$2,562,400
Spent$2,562,400
Balance$1,637,600
Total budget$4,200,000
61% of phase budget consumed
Project · Budget · Live
Live transactions · CSI ledgerREAL-TIME
SU
Mark Tully · Super
Acme Concrete · pour 14
-$28,400
03 30 00 · Cast-in-placePosted
ST
Coastal Steel
Sub draw #4
-$118,200
05 12 00 · Structural steelPosted
#4
Hendrick draw #4
Owner inflow
+$480,000
1010 · Owner drawsPosted
RE
PM · Devon Reilly
Electrical sub · COA
-$94,300
26 05 00 · ElectricalPending
Transactions · CSI-coded · Live
Assigned to project6
JH
Jen Hendrick
Owner
Owner
DR
Devon Reilly
PM · Multifamily
PM
LP
Lila Park
Project Exec
Project
MT
Mark Tully
Superintendent
Superintendent
TR
Talia Ruiz
Controller
Controller
AC
Apex Crew (12)
Field
Field
Team · Permissions · Live invites
Send money

A wire that feels like a tap.

Authorise a sub draw, route through ACH or wire, settle the same day. Send $480,000 to a structural sub from the site — no Asset Card fees, no waiting on the GC's banker to come back from lunch.

Authorise
Face ID + biometric
Route
ACH · FedNow · wire
Settle
Same-day
Asset Card fees
$0
Pay subcontractor
Outbound · ACH
$84,200.00
Coastal Steel · sub draw · INV-7740
From
1432 Palm Ave · Operating
•••• 6612
To
Coastal Steel LLC
ACH · same-day
● Lien waiver attachedCSI 05 12 00 · Steel
The modules

Eight modules. One defensible project P&L.

Funding requests, budgeting, financial reporting, invoicing, bills, project accounts, card issuance and roles & access — each fed by your historical project records, the live ledger and every Asset Card on site.

01
Funding Requests

Every request, structured. Every approval, captured.

Superintendents and PMs raise funding requests from the site. Owners approve in a tap. Every approval timestamped to the right project ledger.

Funding requestPM · 1432 PALM AVE
$84,200concrete pour · Lot 14
Phase 3 · FoundationsPO #4421
Posted to project ledger · 14:42 EST

Structured in-app requests

Pre-built templates for materials, subs, permits, changes — voice-to-form on the super's phone.

Templates · voice

Owner approval workflow

Biometric approval. SOPs auto-route above threshold to PM, owner or family office.

Biometric · SOPs

Historical import

Bulk-upload past project ledgers; auto-classified, attached to the right job.

Past data, normalised
See yours, your way

See how your project is tracked.

These aren't real projects — they're composites of the kinds of builds Asset Card runs every day. Pick one and click through every metric to see exactly what your own project's financial stack would look like, from live budget to CSI-coded ledger to funding requests.

1432 Palm Ave
Size184k sqft · 32 floors
LocationMiami, FL
TypeLuxury condo tower
PhasePhase 3 · Framing
Spent · live$2,562,400 (50%)
Phase budget · live
$2,562,400 / $5,100,000
Site work + foundations$842,300 / $980,000 86%
● +$340/min live posting
Framing + envelope$1,204,800 / $2,100,000 57%
● +$420/min live posting
MEP rough-in$418,900 / $1,200,000 35%
● +$210/min live posting
Finishes$96,400 / $820,000 12%
● Idle
The App

Designed for the site. Built for the boardroom.

The same data on the super's phone is on the owner's desk — presented for the audience. One swipe to approve a wire. One tap to send the monthly WIP statement.

9:41●●●●●
Your projects
1432 Palm Ave
Miami, FL · Phase 3 · Framing
$2.56M/ $4.2M
Oak Ridge Estates
Austin, TX · Phase 2 · MEP
$1.55M/ $2.6M
Harbour Bay Hotel
Charleston, SC · Phase 4 · Finishes
$2.85M/ $4.8M
North Park HQ
Denver, CO · Phase 5 · Tenant TI
$5.30M/ $7.0M
● 4 active · 2 in close-out
9:41●●●●●
1432 Palm Ave
DR
Operating
USD · routing 021000089 · •••• 6612
LIVE
$842,402.00
This week · outflows-$184,200
Open commitments$948,400
Send wire
+
New funding request
Add to wallet
AllSubsMaterialsOwner
9:41●●●●●
Live transactions
MA
Mark Tully
Acme Concrete · pour 14
-$28,400
CSI · 03 30 00Posted
CO
Coastal Steel
Sub draw #4 · Phase 3
-$118,200
CSI · 05 12 00Posted
HE
Hendrick Holdings
Owner draw #4
+$480,000
CSI · 1010Posted
3 this week · AI coded
From the field

Built with builders. Trusted by owners.

From PMs to owners to controllers — here's what the operators who run real projects say after putting Asset Card in the field.

Asset Card finally gave our owners line-of-sight on every project. The variance reports that used to take three weeks now show up the moment the wire posts.
LP
Lila Park
Project Executive · Apex Build Group
Per-project accounts and AIA-style draws in one platform. We've shut down two operating accounts and our controller's quarter-end takes 40% less time.
DR
Devon Reilly
Project Manager · Multifamily · Hendrick Real Estate
Our supers issue subs a single-use card with the right cap and MCC — no more chasing receipts, no more lost lien waivers. The job site finally feels like a finance office.
MT
Mark Tully
General Superintendent · Coastal Constructors
We used to maintain four spreadsheets per project just to track owner draws against actual spend. Asset Card replaced all of them — and the owner trusts the numbers because they see them live.
TR
Talia Ruiz
Controller · Oak Ridge Development
The AI receipt coding alone saves my team 20+ hours a week. We close projects on time and the lender draw packages assemble themselves.
DV
Don Vasquez
VP of Operations · Cedar Industrial
I run a small custom-home shop. Asset Card lets me give every client a real-time view of their build without spinning up a separate entity. It's the only finance tool I've kept past month one.
RH
Rowan Hayes
GC / Owner · Sunset Custom Homes
Why Asset Card

Built above the rest. Built for the end user.

Live data tracking and financial analysis that no other construction platform comes close to — paired with US-based concierge support and a web + mobile app actually designed for the super, the PM and the owner.

24/7
US-based concierge by phone or email
$0.00
Card issuance and internal transfer fees
100%
Expense capture across every project

Data tracking & analysis · above all

Live job-site spend, AI-coded ledger, multi-project benchmarks, and a defensible cost basis that updates every second. Nobody else gets you this close to the build.

Web + mobile, designed for the end user

The super's site view, the PM's GL view, the owner's draw statement — three audiences, one ledger, every device.

Real people, real support

US-based concierge desk that speaks construction — CSI, AIA, lien waivers, OSHA timing. Phone or email, 24/7.

Built on regulated US banking

Stripe + Fifth Third infrastructure. Per-project DDA accounts with real routing numbers — not a Mastercard fintech wrapper.

Asset Card · vs · the rest

Side-by-side with the tools every construction office has tried.

Asset Card
All-in-one
  • Live project finance + real-time cost controlSupers and PMs see the budget burn the moment a card swipes — not at month-end.
  • Per-project DDA accountsReal routing + account numbers per project. Owner draws land directly — no commingling.
  • AI receipt → CSI codingEvery receipt matched to the right job, phase and CSI line. WIP packages assemble themselves.
  • US-based 24/7 conciergePhone & email coverage — same time zone as the job and the owner.
  • AI agent built-inArvis writes draws, builds P&Ls and reconciles sub invoices in plain language.
ProcoreBuildertrendQuickbooksCMiCPoint tools
  • Reports a month behindWIP runs on manual data entry. By the time you see a variance, the change order is already poured.
  • One commingled operating accountOwners fund the GC, the GC tries to allocate, nobody can prove which dollar built which job.
  • No native receipt codingReceipts live in a separate app, posted to GL manually a week later. Coding error rate stays high.
  • Outsourced support across time zonesTickets and time-zone friction when the super needs an answer at 4am on the lift.
  • No AI · no agentBookkeeping is still a person + spreadsheet. The super still chases receipts.
Get the App

Asset Card. On every bridge, on every device.

Available on iOS and Android. Scan the QR or tap the badge to start issuing cards, loading APA balances and approving wires from the first day of charter.

App Store QR code
Download on theApp Store
iPhone & iPad · iOS 16+ · Face ID + Apple Wallet
Scan to download
Google Play QR code
Get it onGoogle Play
Android 12+ · Google Pay · biometric unlock
Scan to download

A financial standard, for the most demanding asset class.

Book a 20-minute walkthrough with a member of our construction team. We'll show you live budgets against your real project structure.