Return on investment

What the platform pays back.

Every project you add multiplies the transactions your team has to code, match and reconcile. Asset Card removes that work at the source, shows you your numbers now instead of at month-end, and closes the leak paths on card spend. Here is the reasoning, and the math.

The coding burden grows with every project

More projects means more card swipes, wires and draws, and every line lands on your accounting team to code to the right job, cost code and GL. Asset Card codes each transaction the moment it happens, so the pile never forms in the first place.

Reporting now, not later

A job cost report that arrives three weeks late is a history lesson. Knowing budget against actual today is what lets you correct an overrun while it is still small, price the next bid on real numbers, and request the next draw on time.

Trust that wins the next job

Clients who can see their project's spend live stop calling for updates and start referring you. Your PMs spend their time on the build, not assembling screenshots and spreadsheets for reassurance.

Tighter controls, less leakage

Per-card limits, merchant locks and live alerts mean a crew card can only spend where you allow. Card misuse and gray-area purchases stop quietly costing you margin.

The math

Put your own numbers in.

Slide to your operation's size. The ranges below are estimates built on conservative assumptions, and every assumption is shown, so you can judge the reasoning for yourself.

Active projects4
Avg annual spend per project$4M
Annual spend under management$16M
Estimated transactions a year13,600
Estimated operational savings, per year$70,000 to $203,000across coding time, early visibility and spend controls
Transaction coding & reconciliation$30,000$75,000

≈13,600 transactions a year, each costing 3.5 to 6 minutes to code, match and reconcile by hand at a $38–55/hr loaded bookkeeping cost. Auto-coding removes that work at the swipe. Construction spend mixes large sub payments with a steady stream of card purchases; roughly 85 transactions per $100k is typical.

That is roughly 15–26 bookkeeping hours a week back.

Reporting now instead of later$32,000$96,000

Live budget-vs-actual catches drift, duplicate billing and scope creep while they can still be corrected. We estimate 0.20% to 0.60% of annual spend recovered by acting weeks earlier, a deliberately conservative slice of typical overrun rates.

Fraud & card misuse avoided$8,000$32,000

Per-card limits, merchant category locks and live alerts close the common leak paths on team card spend. We estimate 0.05% to 0.20% of annual spend, well below the multi-percent fraud losses reported across industries.

These figures are illustrative estimates, not a guarantee of savings. Every operation is different, and actual results depend on your current process, team and spend mix. What the model highlights is where teams consistently see operational efficiency increase: transaction coding and reconciliation, the speed and confidence of reporting, client transparency, and control over team card spend.

Run the numbers on your operation, live.

Book a short walkthrough and we will map this model to your actual projects, spend and team, and show you the platform doing the work.