The Yachting Edition

Charter · Management · Hardware

Yacht Finance,
without the blindspots.

Charter APA, Management, and Live Telemetry.
All in one place.

Featuring M/Y Avalon yacht.assetcard.io

The bridge of M/Y Avalon, instruments lit

In command

Real-time control

Navigate your finances with the same precision as your vessel.

From the bridge, your vessel runs on live data and your finances should too. Asset Card captures every dollar that keeps your yacht running.

Manage the operation. Own the truth. 02

The Asset Card model

Every asset gets its own account.

Whether you're running a charter or managing a fleet, each asset gets its own account, balance, and cards. Every dollar tracked and funds never commingled.

Issued to the asset

Virtual — a fresh card for every vendor, broker or charter.

Physical — in hand onboard, for the captain.

Its own account M/Y Avalon project account — live balance and budget

Set limits per card, in a tap

Per-card limit Fuel & dockage only Daily cap Freeze anytime

Separate accounts. Separate ledgers. One login.

Asset Card · Yachting 03

M/Y Avalon and her tenders anchored off a beach

Contents

What we cover

Three pillars, one platform.

Three core parts of running a yacht, finally on one platform. Charter APA, management, and live telemetry. Nothing siloed, nothing missed.

01

Charter APA

A dedicated account for every charter. Funded, tracked, and settled before the next guests step aboard.

p. 05

02

Yacht Management

Funding requests, bill pay, and spend tracked against your budget in real time. Ensuring your yacht's valuation is accurate and defensible.

p. 07

03

Hardware

Telemetry that means something. Turn speed, fuel, and engine data into real costs. Does your captain know what 17 knots costs versus 14? Now they will.

p. 09

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Pillar One Asset Card · Yachting

01

Charter APA

A dedicated account per charter, settled before the next one begins.

05

Charter APA

The charter lifecycle

Follow the money, from signature to settlement.

1

Contract signed, account opens

A dedicated APA account opens the moment the agreement is signed.

2

Initial funding

The broker funds by wire or ACH. No fees, no holds, multi-currency accepted.

3

Cards issued to crew, control from anywhere

Visa cards in seconds, with per-card spend limits and merchant locks.

4

Real-time spend tracking

Every swipe posts instantly. The captain sees the balance, the broker sees the burn.

5

Guest portal access

The guest reads their folio like a hotel bill and tops up in a tap.

6

Settlement and close

Settlement is automatic. Unused funds returned, the statement finalized.

Avalon Charter APA in the Asset Card app

Live · Avalon Charter APA

The final statement is ready the day the charter ends. 06

Pillar Two Asset Card · Yachting

02

Yacht Management

Less admin. Greater accuracy. The platform that works alongside your team so owners have instant transparency.

07

Yacht Management

Mobile & web access

The whole fleet, accessed from anywhere.

Set budgets, approve spend and pay vendors. Captains and crew act from the deck; owners and managers oversee from the desk. The same ledger, wherever you are.

Mobile iOS & Android, on deck

Web any browser, at the desk

Crew expenses

All crew spend tracked against the budget with predictive GL coding.

Bill pay

Pay bills via ACH and wire transfers, capturing full records with approval flows.

Budgets & planning

Annual and per-trip budgets tracked live, on your chart of accounts.

Funding requests

Captains request, managers approve, funds move with a full audit trail.

Asset Card Projects dashboard — the Summer Seas fleet on mobile

Projects · the whole fleet in one view

Real time

P&L vs budget

$38.4M

Live asset valuation

US-banked

USD-native accounts

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Live Data Hub · Telemetry Black Box™

03

The Hardware

Hardware that tells a story.

The Asset Card Black Box plugs into your yacht's live telemetry (engine, fuel, electrical, position) and turns every reading into a real cost on the same ledger that drives your valuation. No manual logs, no estimates.

M/Y Avalon · Delta Marine · 45.95m · Cayman STREAMING

318 L/h

Fuel burn

$604 /hr

12,480 h

Engine hours

$311 /hr wear

12.4 kn

Speed

$915 /hr all-in

1,240 nm

Live range

$74 /nm

$96,500 Deferred wear, accruing
34% of true cost, never invoiced

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Across the fleet

Asset Card vs the rest

One platform for all your management needs.

Live

Operations and real-time cash control, not delayed monthly reporting

Built-in

Asset valuation dashboard, updated against the live ledger

USD

US-native, US-banked accounts, with no European FX bleed

24/7

US-based concierge, with the Arvis AI agent built in

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Product overview

Two products, one platform

Everything to run the charter and the management.

Charter APA

From $299

per boat / month

Billed monthly · the per-boat rate steps down as the fleet grows.

A dedicated, fully funded account for every charter your fleet runs.

Three charter accounts per boat, each a real US account

Free card loads and domestic ACH, no 0.5% load fees

Real-time feed, receipt capture and spend controls

Guest and owner portal with live spend and reporting

Yacht Management

From $199

per yacht / month

Billed monthly · priced by vessel size.

Budgets, approvals and live reporting for the whole operation.

Upload your chart of accounts and cost codes, or use ours

Funding requests with approvals, budget vs. actual live

Scan any bill, approve an amount, pay from the right vessel

AI accountant with QuickBooks and Xero sync

Running a multi-vessel fleet? Reach out for custom program pricing built around your operation.

Both built on one secure US-banking foundation

FDIC insured accounts Powered by Stripe Highest-grade fraud detection US treasury account per asset Real-time owner reporting US-based 24/7 support

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Cost analysis

Where the savings come from

What your current software is quietly costing you.

Four places the old way leaks money on every charter. Asset Card closes each one.

No 0.5% load fees

A busy APA loads ~$300k a trip, often twice a month in season. At 0.5% that is $1,500 a load. Asset Card: $0.

~$15k–$25k

per year

No FX bleed

Every USD wire on a EUR / GBP account loses a 0.3–1% spread. On a $300k wire that is $900–$3,000, every move.

~$5k–$10k

per year

No fund lock-ups

European banking holds large USD balances for days, six figures frozen exactly when a charter needs it.

Six figures

freed up

Fraud caught live

Month-end reporting hides fraud in the gap. Asset Card posts every transaction live, so nothing goes unnoticed.

Unquantifiable

Risk eliminated

Total annual savings

~$20k–$35k per yacht, per year

≈ $3.4M–$6.0Macross a 170-yacht fleet

The switch pays for itself before the product value is even counted.

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Client outcomes

Real conversions from competing platforms

What operators say since switching.

Two operators, two different competitors. Both chose Asset Card, both onboarded within days.

Switched from Voly

Authentic Yacht Charters

US-based charter operator · 16 vessels

16

Vessels moved
across

<7 days

Cards in the
owner's hands

A named physical card for every captain and chef, per-card limits and merchant locks across the fleet, and every employee onboarded the same day.

Switched from Centtrip

Aquazeal & Bahamas Yacht Support

Two companies · four yachts · one owner

4

Yacht accounts
funded

$0

Funds ever
held or locked

Both companies running under a single login, each with dedicated accounts and spend cards, funded and live from the day they switched.

“I have never seen money loaded onto a platform so quickly.”

Owner · Aquazeal & Bahamas Yacht Support

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Security

The foundation

Security isn't a feature. It's the foundation.

Every dollar on Asset Card is protected to bank standards, end to end.

The rails beneath every transaction

55,000

Transactions a minute

Stripe processes over $2 trillion in payment volume annually. Your money runs on the same proven, bank-grade rails built for global scale.

Held to bank standards, at every layer

Bank-grade rails

Built on Stripe and Celtic Bank, Member FDIC, the rails behind the world's largest platforms.

FDIC insured

$250,000 per depositor via Fifth Third Bank, Member FDIC.

End-to-end encryption

Data encrypted in transit and at rest. Card numbers tokenized, credentials never stored in readable form.

Full dispute handling

Fraudulent, duplicate or unrecognized charges. Open in-app, track every stage, no call center.

2FA & biometrics

Two-factor and Face ID on every login. Transfers and card reveals demand extra verification.

Role-based access

Owner, admin, manager, accountant, crew. Each role sees and approves only what you grant.

Powered by Stripe Issued by Celtic Bank, Member FDIC FDIC insured to $250K per depositor Real-time fraud detection

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Yachting

Scan to explore

yacht.assetcard.io

Manage the operation.
Own the truth.

Live operations, real-time cash control, and a valuation you can defend. Run charter, management, and hardware on one account.

Schedule a demo yacht.assetcard.io

Live financial infrastructure for the yachting industry. Built in West Palm Beach, Florida. · +1 561 946 5063 · contact@assetcard.io
Asset Card Visa® Commercial cards are powered by Stripe and issued by Celtic Bank. 15

Yacht Finance,without the blindspots.

Navigate your finances with the same precision as your vessel.

Every asset gets its own account.

Three pillars, one platform.

Charter APA

Follow the money, from signature to settlement.

Yacht Management

The whole fleet, accessed from anywhere.

The Hardware

Hardware that tells a story.

One platform for all your management needs.

Everything to run the charter and the management.

What your current software is quietly costing you.

What operators say since switching.

Security isn't a feature. It's the foundation.

Manage the operation.Own the truth.

Yacht Finance,
without the blindspots.

Manage the operation.
Own the truth.